Senior Underwriter- Business Loans
Wolverhampton | Permanent, full-time| £50,000 - £60,000 per annum (Plus £5/£6k Car Allowance and Benefits)
Senior Underwriter / Head of Credit
Wolverhampton
Competitive salary + car allowance + bonus + benefits
A well-established SME lender is seeking a Senior Underwriter / Head of Credit to lead its credit function and oversee underwriting standards, credit policy, and sanctioning processes.
This is a senior role with real influence, working closely with leadership to support growth while maintaining strong risk and compliance controls.
The Role
- Lead and manage the credit sanctioning team, ensuring consistent decisions and SLA delivery
- Act as first-line approval for new loan applications and due diligence
- Own, review, and develop credit policy and underwriting processes
- Support and train underwriters and business development teams
- Oversee the credit journey from sanction through to loan release
- Work closely with portfolio and compliance teams on risk and performance
- Provide credit insight and reporting at leadership level
- Strong background in SME lending and credit decisioning
- Experience leading or mentoring underwriting teams
- Excellent understanding of credit risk, policy, and FCA requirements
- Commercial, analytical, and confident working with senior stakeholders
What’s On Offer
Competitive salary
Car allowance + mileage
Bonus and enhanced pension
28 days holiday + bank holidays
Senior leadership role with strategic input